No I didn't do anything to them. I don't know what they were saying in the letter they sent.

I receive a letter today regarding an MNBA loan account from Optima Legal Services basically threatening us to contact MBNA before 22 November 2019 or face a CCJ.

It always worry me but has anyone had any dealings with them?

I know paper magic but it's been a long time. I do that to the kids because they are easy to believe haha